Read the terms that govern use of the OpalAutos platform.
Effective Date: March 2026
These Terms of Use govern access to and use of opalautos.com. By visiting, browsing, or otherwise interacting with any part of the OpalAutos platform, users agree to these terms in full. If a user does not agree with any part of these terms, they should discontinue use of the platform immediately.
Use of opalautos.com is permitted only to individuals who are 18 years of age or older and are residents of the United States. By registering for an account or submitting a quote request, users confirm they meet these eligibility requirements.
Users who create an account must provide accurate, current, and complete information at the time of registration. Providing false or misleading information during registration is a violation of these terms and may result in immediate account suspension or termination. Accounts are personal and non-transferable. Users are solely responsible for maintaining the confidentiality of their login credentials and for all activity that occurs under their account.
The OpalAutos platform is intended for personal, non-commercial use only. Permitted activities include:
All content on opalautos.com is provided for informational and educational purposes only. Nothing on this platform constitutes professional insurance advice, legal counsel, or a binding insurance offer. Users seeking binding coverage decisions are advised to consult directly with licensed insurance professionals.
The following activities are expressly prohibited when using opalautos.com:
OpalAutos reserves the right to investigate and take appropriate action against any user who engages in prohibited activities, including account suspension, termination, and reporting to relevant authorities.
All content on opalautos.com, including but not limited to text, graphics, logos, icons, images, and software, is the property of OpalAutos or its content suppliers and is protected by applicable intellectual property laws. Users are granted a limited, non-exclusive, non-transferable license to access and view platform content for personal, non-commercial purposes only.
Unauthorized reproduction, modification, distribution, transmission, republication, or display of any content on opalautos.com without express written permission from OpalAutos is strictly prohibited. All rights not expressly granted in these terms are reserved.
opalautos.com and all content, services, and features offered through the platform are provided on an as-is and as-available basis. OpalAutos makes no representations or warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement.
OpalAutos does not warrant that the platform will be uninterrupted, error-free, or free from viruses or other harmful components. Users access and use the platform at their own risk.
To the fullest extent permitted by applicable law, OpalAutos and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to use of, or inability to use, the platform or its content. This includes, without limitation, damages for loss of data, lost profits, loss of goodwill, or other intangible losses.
In no event shall the total liability of OpalAutos to a user for any claim related to use of the platform exceed the amount paid, if any, by that user for access to platform services during the preceding period.
By using opalautos.com, users agree to defend, indemnify, and hold harmless OpalAutos and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in connection with the user's use of the platform, violation of these Terms of Use, or infringement of any third-party rights.
opalautos.com may contain links to external websites operated by third parties. These links are provided solely for informational convenience and do not constitute an endorsement or approval of any third-party content, products, or services. OpalAutos has no control over and assumes no responsibility for the content, privacy practices, or security of any external sites accessed through links on the platform. Users are encouraged to review the terms and policies of any third-party sites they visit.
OpalAutos reserves the right to suspend or terminate any user account or restrict access to the platform at any time, with or without notice, for any reason including, but not limited to, violation of these Terms of Use. Upon termination, all rights and licenses granted to the user under these terms will immediately cease. Provisions of these terms that by their nature should survive termination will remain in effect following any account suspension or termination.
These Terms of Use are governed by and construed in accordance with the laws of the State of Indiana, without regard to its conflict of law provisions. Any disputes arising out of or relating to these terms or use of opalautos.com that cannot be resolved informally shall be subject to the exclusive jurisdiction of the state and federal courts located in Indianapolis, Indiana. Users waive any objection to the laying of venue in such courts.
OpalAutos reserves the right to modify or update these Terms of Use at any time without prior notice. When changes are made, the updated terms will be posted on this page. Continued use of opalautos.com following the posting of any changes constitutes acceptance of the revised terms. Users are encouraged to review this page periodically to stay informed of any updates.
Questions, concerns, or requests related to these Terms of Use may be directed to OpalAutos at:
